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MLS 24186419 For Sale Price Reduced Open House Updated September 30, 2026
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190 Charter Oak Drive

Watertown, Connecticut 06795

$695,000
On market 89 days
190 Charter Oak Drive
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About This Property

Hard to find 1st floor 3 room in-law setup in this 9 room custom built brick split level home on a private and level 1.38 acre lot in a quiet Guernseytown subdivision minutes from town and hand-crafted in 1985 by a builder who intended it to outlast other homes. There is a total of 4 bedrooms and 4 full bathrooms in this unique European style multi level home with an attached 2 car oversize garage, a covered front porch with a balcony above off the 2nd floor and a fabulous rear covered patio all done with a level of architectural detail and craftsmanship that the current market simply does not produce. The main level is organized for real life; a living room with a fireplace, a large dining room with a slider to the patio, a full bathroom, and an eat-in kitchen generous in every dimension with loads of cabinets and counter space & GE Profile appliances. The upper level has 3 good size bedrooms and 2 full bathrooms, one with a steam shower. The ground level 3 room in-law is a proper, fully realized suite - built into the home from the beginning, designed to be lived in with dignity and independence with a full kitchen with appliances and garage access. There is a full basement under the main house for plenty of storage area with an unheated finished rec room. Other amenities include underground utilities, 2 split air conditioning units, an automatic Generac generator, a Vigilant cast-iron stove in the foyer, custom brick work making this an inviting and carefree residence.

Property Details

Interior

Heat
Hot Water — Oil
Cooling
Ductless,Split System
Fireplaces
1
Basement
Full,Unfinished
In-Law Apartment
Yes
Interior Features
Sauna

Exterior & Lot

Roof
Asphalt Shingle
Construction
Construction
Exterior Features
Balcony Underground Utilities Porch Lighting Patio
Lot Description
In Subdivision Level Lot Open Lot
Garage & Parking
Attached Garage Driveway

Utilities & Systems

Water Source
Private Well
Sewer
Septic
Energy Features
Thermopane Windows

Community & Schools

Elementary
Per Board of Ed
High
Watertown
Neighborhood
Taft School
Nearby Amenities
Golf Course

Appliances

Included
Electric Range Oven/Range Refrigerator Dishwasher

190 Charter Oak Drive

Watertown , Connecticut 06795

$695,000

Was $725,000 Reduced

On market 89 days

Beds
4
Baths
4
SqFt
2,528
Type
Single Family
County Litchfield
Garage 2
Rooms -
Lot Size 1.38 Acres
Property Tax $9,906
Assessed Value $329,770
Year Built 1985
Style Split Level
Zoning R70
Parking Spaces 6

Payment Estimate

30-year fixed. Includes taxes; estimates only.

Estimated Monthly Payment
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Property Map

Map location is based on the property address.

Listing information is deemed reliable but not guaranteed and is sourced from the local MLS feed. Brokerage shown: 14334.

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